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What to Bring to a Real Estate Closing

Posted on : October 22, 2018, By:  George Dillon
What to Bring to a Real Estate Closing

Every real estate transaction has some things in common. But every closing may be slightly different. Even if you have attended real estate closings before, you need to know what to bring to a real estate closing if you are involved in any kind of real estate purchase.

What Buyers Need to Bring

Buyers may show up at a closing with high hopes and expectations. However, there are some down-to-earth items they need to bring also:

  • Some form of photo ID,
  • A cashier’s or certified check, sometimes several,
  • Proof that insurance has been arranged for the new home,
  • A copy of the final purchase and sales contract,
  • Anyone who is co-signing on the transaction,
  • A couple of good pens – you’ll be signing your name a lot!
  • Patience – the closing may take several hours.

Before the closing date, you should understand how how your property should be titled. Will you and another person own it jointly? Will you have sole ownership? Make sure you know the implications of each type of property ownership by speaking with an attorney beforehand.

What Sellers Need to Bring

Sellers may also need some patience. However, they generally have less to bring to the closing than the buyers:

  • Often, this is the time that the seller will relinquish keys, garage door openers, door codes, security codes, and anything else the new owner might need.
  • The seller also needs to bring a photo driver’s license or other type of government-issued ID.
  • Sellers may be responsible for some of the closing costs. If so, bring a certified check made out to the appropriate party.

Learn More About Real Estate Transactions

Both buyers and sellers should pay close attention to instructions from people involved in the real estate closing. This may include real estate agents, attorneys, closing agents, title company representatives, and loan officers.

Also, keep in mind that sometimes sellers are not required to attend the closing.

The attorneys at the Dillon Law Group, PLC, use their real estate experience to help clients just like you. Call us at 757-962-4796 to schedule an appointment or use our Contact Form. We assist clients in Virginia Beach, Newport News, and surrounding areas.

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